23 October 2024
A pre-approval is when a lender approves you for a home loan before you actually decide on a house to buy. It’s essentially a guarantee that you will be approved for a home loan if you decide to apply for it. By being proactive with a pre-approval, you reap a
Read more16 October 2024
Finding the right home loan and paying it off quickly can seem overwhelming, but an experienced broker can make it easier. Here’s a quick guide to help you. Common Home Loans: Principal and Interest Loans: Regular payments on the amount borrowed plus interest over 25-30 years. Interest-Only Loans: Payments cover
Read more9 October 2024
A construction home loan is designed for people who want to build their home rather than purchase an existing one. It features a unique payment structure where you borrow in stages as the construction progresses. Typically, the payment structure is based on the completion of five stages: Foundation: This includes
Read more2 October 2024
Saving for a summer holiday? Here are some quick tips to help you boost your funds: 1. Check Your Bills: Revisit your utility payments to ensure you’re getting the best deal. Switching providers could save you money. 2. Review Automatic Withdrawals: Check your account statements for any unnecessary in-app subscriptions you may
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