If you are a property investor, finding a competitive investment loan is an important part of maximising returns from your investment.

As an investor, you have the option to choose between a variable rate and a fixed rate home loan.

A variable rate loan will give you the chance of securing flexible loan features, but you are susceptible to rate increases that will also increase your repayments. Of course, there’s also a possibility that your interest rate may decrease.

On the other hand, a fixed rate loan means that your interest rate is fixed for an agreed period of time. A fixed rate loan will give you the benefit of predictable repayments, but limited loan features.

Choosing between a variable rate and a fixed loan rate will depend on your investment strategy, so it’s important to compare the two to distinguish which one will suit you better.

With the help from a Panpac Mortgage broker, you can shop around for a good investment loan from over 50 different lenders.