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How student debt can be your leverage for a home loan
27 February 2024
Getting a home loan while carrying student debt may seem challenging, but with proper planning and consideration, it is possible to qualify for a mortgage. Here are some tips to help you navigate the process: First, focus on improving your credit score by paying bills on time, reducing credit card
Read moreTips on getting a parental guarantee for your mortgage
20 February 2024
Getting a parental guarantee for a home loan can be a great solution for those who are struggling to secure a mortgage on their own. It essentially involves a parent or close relative acting as a guarantor, promising to repay the loan if the borrower defaults. This can increase your
Read moreWhat are the other costs associated with taking out a mortgage
13 February 2024
Taking out a mortgage involves more than just borrowing a specific amount of money. There are several additional costs that borrowers often overlook but need to consider before venturing into homeownership. Down Payment: A down payment is a substantial upfront payment made to secure the loan. It is usually a
Read moreRefinancing your home could open up unexpected equity
6 February 2024
Refinancing your home can be a wise financial decision that not only helps you save on monthly mortgage payments but also has the potential to increase the equity in your home. Equity refers to the value of your home minus the amount you owe on your mortgage. One way refinancing
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