23 January 2025
As the new year begins, it’s important to plan for significant life milestones such as buying a home, starting a family, funding education, and preparing for retirement. Here are some key steps to help you navigate these events with confidence: Buying a Home Assess Finances: Create a detailed budget and check
Read more16 January 2025
Negative gearing is a common investment strategy in Australia, particularly in real estate. Here’s a quick guide to understanding how it works and why investors opt for it. What is Negative Gearing? Negative gearing occurs when the costs of owning and managing an investment property exceed the rental income it
Read more9 January 2025
Many homebuyers believe that a 20% deposit is necessary to secure a home loan, but this isn’t always the case. While a larger deposit has its benefits, such as lower monthly repayments and avoiding Lenders Mortgage Insurance (LMI), it’s not a strict requirement. Smaller Deposits: A Viable Option Lenders now
Read more2 January 2025
Purchasing your first home in Australia is exciting but can be complex. Here’s a streamlined guide to understanding deposits, Loan-to-Value Ratio (LVR), and hidden costs. Deposits A standard deposit is typically 20% of the property’s purchase price. However, deposits can be as low as 5-10%, though this may incur Lenders
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