Are you looking to purchase an Investment? Panpac can help you!

Looking to invest in property?

If you are a property investor, finding a competitive investment loan is an important part of maximising returns from your investment.

As an investor, you have the option to choose between a variable rate and a fixed rate home loan.

A variable rate loan will give you the chance of securing flexible loan features, but you are susceptible to rate increases that will also increase your repayments. Of course, there’s also a possibility that your interest rate may decrease.

On the other hand, a fixed rate loan means that your interest rate is fixed for an agreed period of time. A fixed rate loan will give you the benefit of predictable repayments, but limited loan features.

Choosing between a variable rate and a fixed loan rate will depend on your investment strategy, so it’s important to compare the two to distinguish which one will suit you better.

With the help from a Panpac Mortgage broker, you can shop around for a good investment loan from over 50 different lenders.

Stress-free loan process

Here are a few things that can help make your investment loan process stress-free:

Good credit rating

Lenders like to see that you are making all your existing payments on time, such as existing loan repayments, phone bills, utility bills, credit card bills, etc.

Have your documents ready

Be as ready as you can be by filing all your electronic or hard copy bills. Having your documentation all together will speed up your application process.